By submitting this information you have given your agreement to receive verbal contact from us to discuss your equity release requirements.

What is Equity Release?

• What is Equity Release?
• Is Equity Release Right For You?
• What Types Are Available?
• Uses For Equity Release
• Is Equity Release Safe
• Equity Release Calculator
• 4 Simple Steps to Equity Release
• Why Use Us?
• How We Work
• Frequently Asked Questions
• Other Points to Consider
• Get Your Personalised Illustration
• Why Get Impartial Advice?
• Contact Us

What is Equity Release? The value of your home, less any mortgage is known as 'equity'. Equity Release is the name given to a range of financial products that convert a proportion of that equity into cash for your own use.

For advice on mortgages please visit mortgage-hq.co.uk

Equity Release Plans usually have the following common factors:

• Equity Release has a minimum age of 55
• You receive a guaranteed tax-free cash sum or income for life
• You continue to live in your home for as long as you wish
• You have the freedom to move to a suitable property should you wish to do so in the future and transfer your equity release plan to your new home (subject to approval by the lender)
• Your estate will not be liable for any debt beyond the property value regardless of future house prices

Today, Equity Release has evolved into a financial tool for many in retirement. However Equity Release is not suitable for everyone. Careful consideration should be given to the alternatives to Equity Release first. In addition, the value of your estate and therefore any inheritance you leave will be reduced, and people who claim State Benefits can have their entitlement affected by taking out Equity Release. Taking advice from a specialist Equity Release adviser will ensure you make the right decision over whether to proceed with Equity Release.

Equity Release HQ offer a full advice and recommendation service for which we will charge a fee. However, we offer a free, no obligation initial consultation so that you can find out how much cash you could release and whether a plan would be suitable for you. The fee is only payable when you receive your cash and is typically 1.5% of the amount released (i.e. £750 if releasing £50,000). Alternatively, as we are independent, you can choose to pay a fee, typically 2.5% of the amount released (i.e. £1,250 if releasing £50,000) and we will pass on any commission we receive from the lender.

Why not try our equity release calculator and see how much you could release.

Request a comprehensive guide to equity release.

THIS IS A LIFETIME MORTGAGE OR HOME REVERSION PLAN. TO UNDERSTAND THE FEATURES AND RISKS, ASK FOR A PERSONALISED ILLUSTRATION

Address: Equity Release HQ, PO Box 214, Bridgend, CF31 9DP. Phone: 0800 032 5576 Email: info@equity-release-hq.co.uk
Principal: Ray McCarthy

Equity Release HQ is a trading name of Mortgage HQ. Mortgage HQ is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority reference 305008.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.