Why Use Equity Release HQ?
How much can I Release?
By submitting this information you have given your agreement to receive verbal contact from us to discuss your equity release requirements.
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What Types Are Available?
At any one time, there are a range of equity release schemes available in the market offered by reputable equity release providers.
There are 2 main types of Equity Release Scheme:
Each type of Equity Release Scheme is simply a different method of releasing the equity locked up in your home. When you speak to our specialist adviser, he will advise you which type of equity release scheme suits your needs best.
There are also other useful features available to create the ideal equity release scheme for you.
Some of these features include;
Protected equity - All equity release schemes that we recommend come with a no-negative equity guarantee, however some plans allow you to go further and protect a fixed share of the value of your home. For example, if you protected a 20% share in your home, you have a guarantee that a minimum of 20% of your property value is protected for you in later life or as inheritance for your beneficiaries in the future.
Impaired Life - Some providers will allow you to release more capital from the equity release scheme if you suffer from one of a list of health conditions.
Income - Many equity release schemes allow you to release the equity in the form of an income, by releasing the capital in staged payments over your lifetime.
Flexible Drawdown - New and innovative equity release schemes are available with a pre-agreed 'cash reserve'. Similar to an overdraft, it is a facility that allows you to draw-down cash whenever you wish, if you ever wish to. Ideal for boosting income when required or for ad hoc purchases when they're needed such as a new car, replacement boiler and so on. As interest is only added to the amount drawn out, they can work out much cheaper than other types of equity release schemes, depending on your needs.
Why not try our equity release calculator and see how much you could release.
THIS IS A LIFETIME MORTGAGE OR HOME REVERSION PLAN. TO UNDERSTAND THE FEATURES AND RISKS, ASK FOR A PERSONALISED ILLUSTRATION
Address: Equity Release HQ, PO Box 214, Bridgend, CF31 9DP.
Phone: 0800 032 5576
Email: info@equity-release-hq.co.uk
Principal: Ray McCarthy
Equity Release HQ is a trading name of Mortgage HQ. Mortgage HQ is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority reference 305008.
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.