There are many reasons why you should get impartial advice before you proceed with an equity release plan. Some of these are:
- There are currently a range of different equity release plans available
in the market. Many of these plans are only available through a
financial adviser qualified to provide advice on equity release.
- The features, benefits and drawbacks of each individual equity release plan can
differ enormously. For example, some providers allow you to
borrow more in the future, others don't. Some providers allow you
to move home in the future, while others do not. Making the wrong
choice could prove critical depending on your circumstances and
future plans.
- Equity release can sometimes affect how much tax you pay. It can
also affect or remove any State Benefits you receive. Speaking to
an independent, specialist adviser will ensure that you are
advised beforehand of any drawbacks relating to the plan.
- Your adviser will ask you relevant questions about your
circumstances, needs and preferences. Your adviser can then recommend which
equity release plan, from the whole market, suits your needs best.
- Impartial advice means that we act for you, not the
provider. We are not tied to any providers and as such, we will
recommend the one particular equity release plan which is most
suited to you.
- Our initial consultations and advice are free of charge.
You don't have to proceed with the advice you receive and you are
not charged any fee for the advice you receive unless you
proceed with an application and your plan completes.
Why not try our equity release calculator and see how much you
could release.
Request a comprehensive guide to equity release.
THIS IS A LIFETIME MORTGAGE OR HOME REVERSION PLAN. TO UNDERSTAND THE FEATURES AND RISKS, ASK FOR A PERSONALISED ILLUSTRATION
Address: Equity Release HQ, PO Box 214, Bridgend, CF31 9DP.
Phone: 0800 032 5576
Email: info@equity-release-hq.co.uk
Principal: Ray McCarthy
Equity Release HQ is a trading name of Mortgage HQ. Mortgage HQ is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services
Authority
reference 305008.
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.